Safe Internet Banking (FDIC)
Guidance about the precautions you should take when banking online.
- Safe Internet Banking (FDIC)
Payment Cards (Debit and Gift Cards)
Do You Know If You Have Opted in for Debit and ATM Overdraft Coverage? (CFPB)
What you must know about debit card and ATM overdraft coverage. Plus, how to reduce or eliminate debit card and ATM overdraft fees.
Español ¿Sabe si ha optado por la cobertura de los sobregiros por débitos o cajeros ATM?
Gift Cards (FTC)
Learn about the different types of gift cards and tips for buying and using them.
Español Tarjetas de regalo (FTC)
Gift Cards: Tips for Consumers (OCC)
What you should know before you purchase a gift card for someone or use one you received as a gift.
What You Need to Know About Payment Cards
Empower yourself as a consumer by knowing how to read the terms and conditions of payment cards (credit cards, charge cards, debit cards, and prepaid cards).
When a Company Blocks Your Credit or Debit Card (FTC)
Merchants use card "blocking" to make sure that your charges do not exceed your credit limit (credit card) or overdraw your bank account (debit card), leaving them unpaid. This site has information on when and why blocking happens and how to avoid it.
Español Cuando una compañía le bloquea su tarjeta de crédito o débito
- Do You Know If You Have Opted in for Debit and ATM Overdraft Coverage? (CFPB)
Electronic Banking (FTC)
Learn about different types of electronic banking, how these services may fit into your lifestyle and your rights under the federal consumer protection laws when things go wrong.
Español Banca electrónica (FTC)
Electronic Transfer Account (ETA)
Learn more about this low-cost account in which federal benefits, wages, salary or retirement payments can be deposited electronically.
A Guide to Direct Deposit
Explains how direct deposits work, the benefits of using direct deposits, and your federal rights if something goes wrong.
A Guide to Direct Payment
Explains the advantages of paying your bills (i.e., loans, utilities) electronically and your federal rights if something goes wrong.
Prepaid Cards: What to Know and Do (Consumer.gov)
Understand the fees and limitations associated with prepaid cards.
- Electronic Banking (FTC)